Eddie Barragan's Team - West Capital Lending
Luxury Home
Funds in as little as 5 Days*

Unlock Your Wealth
Without Selling.

Time is money. We save you both. Experience the Mercedes quality process at a Corolla price with Eddie Barragan's Team.

Custom Rate Quote

Select a loan product to begin

Complete Your HELOC in
5 Days or Less!*

Our process is 100% digital, 100% seamless, and 100% geared toward getting funds in your account fast.

Unique AI Underwriter

No paystubs. No tax returns. No appraisal required.*

Private Funds Use

Funds go straight to your bank account. Spend it how you want.

"Quality of a Mercedes for the price of a Corolla."

  • No Tax Returns Required*
  • No Paystubs Required*
  • No Appraisal Required*

*Subject to property eligibility & credit approval.

The Process

The 5-Day Blueprint

How we use technology to beat the banks and fund you faster.

1

Apply Digital

5-minute online application. No paperwork upload needed for most.

2

AI Underwrite

Our AI verifies income & property value instantly. (Day 1-2)

3

Remote Notary

Sign securely from anywhere via video call on your phone or computer. (Day 3)

Funding

Funds wired directly to your bank account. (Day 5)

Financial Calculators

Transparent numbers. No hidden fees.

Estimated Monthly Payment

$867.82
Principal & Interest

Interest Only Payment

$750.00
10 Year IO Period

Estimated Total Payment

$3,128.61
Includes Est. Taxes & Insurance

Monthly Savings

$519.17
Current$3,146
New$2,627

Amortization Schedule

Breakdown of principal & interest.

Monthly Payment

$0.00

Total Interest

$0.00

Total Cost

$0.00

Month Payment Principal Interest Balance
Eddie Barragan

Meet Eddie Barragan

Executive Branch Manager | NMLS #1828140 | DRE #2227951

I started in the mortgage industry in 2014, moving up from contact lending to management. I now run a highly trained team of assistants dedicated to processing your loan with speed.

My philosophy is simple: family is everything. I work day and night for my clients because I know you are doing the same for yours.

Licensed In:

Alabama, Arizona, California, Colorado, Delaware, Florida, Iowa, Maine, Maryland, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Washington.

Refinance Your Mortgage

Lower your monthly payment, shorten your term, or access cash for what matters most.

Cash-Out Refinance

Use your home's equity to pay off high-interest debt, fund home improvements, or invest.

Rate & Term

Lower your interest rate or change your loan term to pay off your home faster.

Buy Your Dream Home

Fast pre-approvals and competitive rates to help you win the offer.

The Pre-Approval Advantage

In today's market, speed wins. Eddie Barragan's team can get you pre-approved quickly so sellers know you are serious.

  • Same-day pre-approval letters
  • Competitive Jumbo & Conventional rates
  • Expert guidance on offers

Terms and Conditions

Effective Date: January 1, 2024

Welcome to the West Capital Lending / Eddie Barragan Team website. By accessing this site, you agree to the following terms.

1. Use of Site

This website provides information about mortgage products. All calculations are estimates and do not constitute a commitment to lend. Rates and terms are subject to change without notice.

2. Licensing and Disclaimers

Eddie Barragan is licensed in AL, AZ, CA, CO, DE, FL, IA, ME, MD, OK, PA, TN, TX, UT, WA. West Capital Lending, Inc. NMLS #1566096. Eddie Barragan NMLS #1828140.

Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Information We Collect

We collect information you provide directly, such as name, email, phone number, and financial estimates.

How We Use Information

To provide loan estimates, process applications, and communicate with you regarding your inquiry.

SMS Consent (A2P 10DLC)

By providing your phone number, you consent to receive SMS messages and calls, including those made with automated technology or AI, from West Capital Lending. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. We do not sell your data to third parties.

WEST CAPITAL LENDING

Eddie Barragan's Team

West Capital Lending, Inc. NMLS #1566096 | DRE #02022356

Eddie Barragan NMLS #1828140 | DRE #2227951

17911 Von Karman Ave Suite 400, Irvine, CA 92614

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Texas Recovery Fund Notice

Calculators are for illustrative purposes only. Actual rates and payments may vary. This is not a commitment to lend. All loans subject to credit approval.

Legal

Contact

Eddie Barragan | NMLS #1828140 | Licensed in AL, AZ, CA, CO, DE, FL, IA, ME, MD, OK, PA, TN, TX, UT, WA.

Equal Housing Equal Housing Lender